Financial Sanity Now is a Los Angeles based financial consulting company that specializes in the following:
Credit Card Negotiations
FSN is able to assist clients with their credit cards by lowering interest rates and stretching payments for a 5 year period or by settling out what is owed for a fraction of the original debt owed.
Settlements on Large Debt
FSN can help you settle your debt for as low as 20% of what you owe if you have a loan you've fallen delinquent on, whether it's a 2nd, 3rd home mortgage, a business loan or even a car loan.
FSN has been able to help our clients fix their credit by guiding them with our knowledge and speaking to the three main credit reporting bureaus directly to negotiate on their behalf.
First Mortgage Negotiations
FSN has been able to lower an existing mortgage interest rate while proposing a new amortization of the original loan to a 30 or 40 year stretch which usually lowers the monthly payment by hundreds, sometimes thousands of dollars per month.
Other Mortgage Negotiations
FSN has helped to negotiate a more affordable payment by proposing new terms including a lower interest rate along with a stretched out maturity date or settle the amount owed for a fraction of the balance.
FSN can assist you with a short sale on your property when your mortgage balance is greater than the market value of the home. We have a partnership with a licensed broker who can also assist in receiving seller relocation funds so that you can get the most back from your investment.
Medical Debt Negotiation
Medical costs are extremely expensive, that's why we're here to help negotiate on your behalf.